Ontario's enhanced HST new housing rebate can return a significant amount on a new primary residence. The catch is the date, and it is earlier than most people assume.
Ask how it applies to your buildOntario's enhanced HST new housing rebate returns part of the HST paid on a newly built home, up to $130,000 in combined federal and provincial relief. It is meant for individuals building a new primary residence, not an investment property or a seasonal rental.
The full amount applies on eligible homes up to $1.5 million and phases down above that. What you actually receive depends on the value of the home and on your own eligibility, which is why the number on this page is a ceiling rather than a promise.
The rebate applies to agreements signed between 1 April 2026 and 31 March 2027. It is not about when the home is finished, and a custom build will almost certainly still be under construction well past the deadline. That is fine. What has to happen inside the window is the signature.
Which changes the real timeline. On a custom home, design and pricing run for several months before there is an agreement to sign at all. Working backwards from 31 March 2027, the useful moment to start a conversation is a good deal earlier than the deadline suggests.
The rebate exists on both of our paths, but it is claimed in different ways depending on who owns the land. This is worth understanding early, because it changes the paperwork.
On our lots at Deerhurst Highlands we are your builder, so the rebate is handled as part of the purchase. We help structure it so it is dealt with properly at closing rather than left for you to chase afterwards.
Owner-built projects are claimed directly through the CRA on the HST you actually pay across the build. That makes clean, complete invoices matter enormously. Because we self-perform and run the trades ourselves, that paperwork stays tight, which makes the claim far simpler to assemble.
We know how the rebate interacts with a build, and we structure and document the project so nothing about the way we work puts a claim at risk.
Running our own crews means invoicing runs through one accountable team, which is exactly what an owner-built claim depends on.
If the rebate matters to you, we will tell you honestly whether the remaining time is enough to design, price and sign without rushing decisions you should not rush.
We cannot confirm your eligibility or file your claim. That belongs with your own lawyer and accountant, and we would rather say so than imply otherwise.
The Ontario enhanced HST new housing rebate applies to agreements signed between April 1, 2026 and March 31, 2027, for eligible individuals building a primary residence. The amount depends on your home's value and your eligibility. This is general information, not tax or legal advice. Confirm your eligibility with your own lawyer and accountant.
Tell us where you want to build and roughly when. We will be straight with you about whether the rebate is realistically in reach on your timeline.